Interest Rates

Vivid Savings Account
Daily BalanceInterest Rate(%) p.a.*^
CurrentEffective from 1st Oct 2025
$1.00 - $10,000.00
0.88%
0.60%
$10,000.01 - $200,000.00
2.08%
1.28%
$200,000.01 and above***
0.88%
0.60%
* Interest rates quoted are subject to change at any time without prior notice. Terms and conditions apply
^Interest is calculated based on each end day balance in your Vivid Savings Account and credited at the end of the month
*** The entire Vivid Account balance will be calculated at 0.60% (p.a.) if it exceeds $200,000 (including interest credit)


Singapura Blue Sky Savers
Savings Deposit (% p.a. monthly interest)
AccountsDaily BalanceInterest Rate(%)
CurrentEffective from 1st Oct 2025
Junior Savers $100 to $50,000
0.60% p.a.
0.60% p.a.
Gold Savers $10 and above
1.88% p.a.
1.08% p.a.
Adult Savers Tier 1: $10 - $50,000
Tier 2: $50,000.01 and above
0.88% p.a.
1.88% p.a.
0.60% p.a.
1.08% p.a.


Singapura Blue Sky Fixed Deposit
For renewal of Fixed Deposit at prevailing promotion rate (if available) or higher rate, please visit our Customer Centre and speak to our Customer Service Officer
Months
Less than $50K (% p.a.)
$50K and above (% p.a.)
1,2
0.050%
0.125%
3,4,5
0.100%
0.150%
6,7,8
0.150%
0.200%
9,10,11
0.175%
0.300%
12
0.250%
0.350%
15
0.275%
0.450%
18
0.300%
0.450%
21
0.300%
0.450%
24
0.300%
0.475%
Rates quoted are subject to change without prior notice.
Note: Additional interest of 0.125% p.a. for senior citizen account holders for deposits with a tenure of 9 months and above. Not applicable during promotion period.


Share Loan
WISE Account
No of Months
Discounted Rate
1
1.25%
2
2.00%
3
2.75%
Fast approval up to S$49,999.00
Minimum interest charge at only S$50.00


Others
Base Rate (Floating)
Interest Rate(%) p.a.
Business Account
0.68% p.a.
Property Loans
from 3.93% monthly rest
HP Equipment Loans
from 3.08% flat p.a.
Share Loans
from 6.50% monthly rest
Vessel Loans
from 7.00% monthly rest
Interest Rates effective @ 1 August 2023. All rates quoted are subject to change at any time without prior notice. Terms and conditions apply.