Charge for Cash Deposit
Charge for Loan repayment in Cash
Free for first $25,000.00, additional $5.00 chargeable on every subsequent $5,000.00 or part thereof on amount above $25,000.00
Charge for Coin Deposit
Free for first 25 pieces of coins. $2.00 chargeable on every subsequent 100 pieces of coins or part thereof.
Unsuccessful Giro Deduction
$50.00
Bank Charges
As charged + $10.00*
Statement of Account
Free for current year
Statement of Account (Immediate Past Year)
Free for immediate past year for 1st request, 2nd request thereafter will be $50.00* per account
Statement of Account (Beyond Immediate Past Year)
$50.00* per account per year
Audit Confirmation
1st 10 accounts-$50.00* flat 11-20 accounts-$100.00* flat >20 accounts-$200.00* flat
Retrieval of loan related documents
1st 10 accounts-$50.00* flat 11-20 accounts-$100.00* flat >20 accounts-$200.00* flat
Rescheduled Redemption
a) Mortgage, Shipping Loan and Land & Construction Loan
Within or after the expiry of the required redemption notice period - $100.00* per collateral
b) Block Discounting and Hire Purchase
(Applicable to Hirer settling 5 and above HP/Block loans)
Rescheduled redemption date > 1 month of enquiry - Free Rescheduled redemption date within 1 month of enquiry - $10.00* per account
Early Account Closure Fee
$15.00 (if account is closed within 6 months of opening)
Loss of Passbook
$10.00 per passbook
Statement of Account
Free for current & immediate past year
Statement of Account (past years)
$50.00 flat fee
Confirmation on Estate Account
$50.00 per account (capped at $200.00)
Audit Confirmation
$50.00 per account (capped at $200.00)
Replacement of Cheque
$20.00* per cheque
Stop Cheque
$30.00* per cheque
Early Account Closure Fee
$25.00 (if account is closed within 6 months of opening)
Counter Transaction Fee
$3.00 per transaction (waived until further notice)
Early Card Termination Fee
$30.00 per card (if card is terminated within 6 months)
Card Replacement Fee
$20.00 per card
Transaction Investigation Fee
$30.00 per card
ATM PIN Reset
$5.00 per card
ATM Withdrawal Fee
Minimum 0.80% per withdrawal on withdrawn amount
Subject to additional network charges 1
ATM Decline Fee
$2.00 per withdrawal
ATM Balance Inquiry Fee
$2.00 per inquiry
Cross Border / Cross Currency / Issuer Forex Fee 2
3.00% on the transaction amount
1 SFL does not operate the ATM Network and therefore, usage is subjected to the ATM Network utilization charges.
2 Foreign exchange rate as determined by MasterCard
Fall Below Fee
$35.00 per month (if the average daily balance 1 for the month falls below $2,000.00)
Monthly Account Fee
$5.00 per month
Early Account Closure Fee
$50.00 (if account is closed within 6 months of opening)
Cheque Book Issuance Fee
$5.00 per cheque book
Cheque Clearing Fee 2
$0.50 per cheque
Stop Cheque3
$30.00 per cheque
Cheque Image Retrieval
$50.00 per copy
Loss of Cheque Book
$50.00 per cheque book
Inward Returned Cheque
$30.00 per returned cheque due to insufficient funds
Statement of Account
Free for current & immediate past year
Statement of Account (past years)
$50.00 flat fee
Audit Confirmation
$50.00 per account (capped at $200.00)
1 Average Daily Balance is calculated by adding total amount of daily balance in the account divided by total number of days in the month.
2 Cheque Clearing fee refers to fee charged on a cheque that has been issued and presented to the bank for clearing.
3 Stop Cheque refers to stop payment of cheque issued by Business Account Holders.
Claim of Dividend by Shareholder
For each of the past year’s dividend
Dividend amount > $20.00 - $5.00*
Dividend amount $20.00 and less than $20.00 - $2.00*
PDPA
a) Request for access to Personal Data
$30.00* for 1st time
$50.00* for subsequent request
b) Request for access to Personal Data (Image/CCTV)
Minimum $100.00* subject to further review on complexity of retrieval